About Us

OUR HISTORY

Founded in 1998, Northwest Ohio Development Agency (NODA) is a Community Development Financial Institution (CDFI) certified by the U.S. Department of the Treasury. CDFIs are community-based financial organizations that seek to expand financial opportunities for underserved populations.

 

Funding for NODA’s creation came from a settlement received by Toledo Fair Housing Center, an agency dedicated to combating housing discrimination. The settlement funds were the result of cases filed against insurance companies for discriminatory practices that prevented low-income and minority neighborhoods from obtaining homeowners insurance. Toledo Fair Housing Center founded NODA as a means to disburse the settlement funds back into the communities who experienced discrimination, and restore access to homeowners insurance.

 

NODA is a private, nonprofit, 501(c)3 organization that is recognized as a HUD-approved counseling agency. Funding to support NODA’s programs and services comes from a variety of sources, including grants from HUD, the City of Toledo, U.S. Department of the Treasury, Ohio Development Services Agency, and Ohio CDC Association. Generous contributions are also received from individuals as well as organizations, including Westfield Insurance.

 

NODA strives to provide the resources that empower people to improve their financial situation and reach their goals. We offer a variety of services, including both financial education and support, to assist people on their path to long-term financial stability.

 

Our neighborhoods have struggled with disinvestment for years which has been exacerbated by the recent foreclosure crisis, and will continue to face financial challenges. NODA is committed to serving as a stabilizing force throughout these difficulties, making sure those who are striving to succeed don’t get left behind. Everyone must have access to financial opportunities, and must have the chance to recover from hardships or mistakes. NODA makes that a possibility.

OUR MISSION

NODA helps people become financially self-sufficient and builds stable communities. NODA fulfills its mission by providing loans, investment capital, grants and supportive services in a holistic fashion to people and organizations within its targeted markets.

OUR VISION

NODA envisions diverse and vibrant communities where social and economic opportunities empower people to achieve self-sufficiency and pursue their aspirations.

OUR TEAM

BOARD OF DIRECTORS

PRESIDENT
PATTY WISE

Niehaus Wise and Kalas LTD

VICE PRESIDENT
ERNEST WALKER, JR.

Retired

SECRETARY
JOHN WIDMER

Retired

TREASURER
FRED LANG

Union Home Mortgage

TOM GIBBONS

Toledo Lucas County Plan
Commission

MATT LEWANDOWSKI

Lewandowski Engineers

Tom Luettke

Criminal Justice Coordinating Council

Robert S. Salem

University of Toledo College of Law

EleSondra DeRomano

S.T.A.R.S.

Stanley Smith

Lucas County Family Council

Mary Thom Williams

Toledo Lucas County Public Library

Tim Clark

Northwest Mutual

Joel Beren

Cherry Picked Auto Parts

STAFF

Barbara Derden

Program Administrator
419-243-3734 ext. 144
bderden@nodatoledo.org

Teresa Litz

Housing Counselor
419-243-3734 ext. 142
Fax: 419-243-3924

Kathy Sabbagh

Executive Director

ksabbagh@nodatoledo.org